We regularly feature answers to questions from readers in our “To the Point” column. The full list can be viewed on the site. When should we defend volunteer accused of crime? On a few occasions an employee or volunteer of a nonprofit organization has been investigated and charged with criminal activity in connection with his or her work for the organization. When no civil action has been filed by a plaintiff, insurance does not respond either in defense or fines/penalties. Some clients have wanted to supply criminal defense for those so charged. As an insurance agent, I have advised against this from a risk management point of view while always adding that the client should get an opinion...